Terms of Service

Deed Theft Shield monitors configured public-record or licensed-data sources for recording activity associated with an enrolled parcel identifier. Depending on the jurisdiction, the source may be live, manual, sandbox, unavailable, or disabled. Coverage, timing, document availability, matching quality, and historical depth vary by source and county.

The service may create an alert case when a filing matches an enrolled parcel. A match is not a finding of fraud, invalidity, ownership, priority, or legal effect. Automated rules may surface information for review; a human must authorize any external notification prepared through the platform.

Deed Theft Shield is not a title lock, title insurance policy, escrow service, law firm, legal service, county recorder, government agency, credit-monitoring service, or law-enforcement agency. The service does not prevent a person from attempting to record a document, correct a public record, guarantee the authenticity of a filing, guarantee detection, guarantee notice before legal rights are affected, or guarantee recovery from fraud.

You remain responsible for reviewing alerts promptly, maintaining current contact information, consulting qualified legal or title professionals, and contacting official agencies through verified channels when appropriate. Do not delay urgent action while waiting for the service or any notification.

You must be at least eighteen years old and legally able to enter a contract. You must provide accurate account, organization, property, parcel, billing, and contact information. You are responsible for safeguarding your credentials and for activity under your account. Notify us promptly if you believe an account has been compromised.

Institutional users may add members only when authorized by their organization. Organization owners and administrators are responsible for assigning appropriate roles and removing access when duties change.

You may enroll only a property you own, manage, insure, underwrite, service, represent, or otherwise have lawful authority to monitor. You authorize us to use the parcel ID and related property information to query configured sources, match public recording activity, preserve source observations, and provide the service.

We may require additional verification, correct formatting errors, pause an enrollment, or decline coverage when a parcel cannot be reliably matched or a source is unavailable.

Home Shield costs $9.99 per property monthly or $99.90 per property annually. Portfolio Shield costs $4.99 per property monthly or $49.90 per property annually and requires at least 100 covered properties. Enterprise API access costs $499 monthly, subject to implementation approval. Taxes may apply.

There is no free tier. If we offer an evaluation period, it will not exceed fourteen days. Unless cancelled in accordance with the billing terms, recurring plans renew automatically at the applicable cadence. You authorize Stripe, our payment processor, to charge the payment method associated with your hosted checkout account.

You may manage or cancel an eligible recurring subscription through the hosted Stripe billing portal. Cancellation generally takes effect at the end of the current paid period unless applicable law requires otherwise. We do not store full payment-card details.

Except where required by law or expressly stated in an order, fees already charged are non-refundable. If a payment fails, we may limit paid features after reasonable notice while preserving records required for audit, security, dispute, or legal purposes.

Alert cases separate source data, automated reasons for review, reviewer notes, human decisions, and notification status. Evidence metadata may include content hashes, source links, capture time, storage references, and custody events. These records support accountability but do not establish legal admissibility, authenticity, or chain of title.

Notifications to property owners, underwriters, legal counsel, or law-enforcement contacts remain drafts until an authorized reviewer verifies the recipient and approves the notice. A prepared or authorized notification is not proof that a crime occurred.

You may not use the service to harass, deceive, impersonate, investigate without lawful authority, scrape restricted systems, introduce malicious code, interfere with source availability, reverse engineer protected components, evade limits, resell access without permission, or make unsupported government, insurance, legal, or coverage claims.

You may not upload unlawful material, sensitive information that is unnecessary for the review, or content you lack authority to provide. Do not enter Social Security numbers, payment-card details, passwords, or unrelated identity documents into Molly or general text fields.

County recorders, clerks, licensed data providers, Stripe, identity providers, storage providers, and official resource sites operate independently. Their availability, accuracy, terms, and performance are outside our control. Links are provided for convenience and do not imply endorsement or agency.

Enterprise API access requires written approval, scope confirmation, and compliance with issued credentials and rate limits. API responses preserve source mode and provenance fields. You must not remove or misrepresent those fields, label demonstration data as live, or present an automated signal as a final fraud determination.

The platform, design, software, original media, documentation, and brand assets are owned by Deed Theft Shield or its licensors. These Terms grant a limited, non-exclusive, non-transferable right to use the service during an active authorized account. Public records and user-provided information remain subject to their independent rights and legal status.

To the maximum extent permitted by law, the service is provided “as is” and “as available.” We disclaim warranties of merchantability, fitness for a particular purpose, non-infringement, continuous availability, universal county coverage, error-free matching, and guaranteed prevention or detection. Some jurisdictions do not allow certain disclaimers, so portions of this section may not apply.

To the maximum extent permitted by law, Deed Theft Shield will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages; loss of title, equity, use, revenue, business, data, or opportunity; actions or omissions of third parties; delayed or unavailable public records; or decisions made without professional advice. Our aggregate liability for claims relating to the service will not exceed the fees paid for the affected service during the twelve months before the event giving rise to the claim, except where applicable law prohibits that limitation.

We may suspend or terminate access for nonpayment, security risk, abuse, legal requirements, source restrictions, material breach, or conduct that threatens users, evidence, integrations, or the platform. You may stop using the service at any time, subject to billing obligations and retention requirements.

We may update these Terms to reflect changes in the service, law, or operations. Material changes will be posted with a revised effective date and, when appropriate, communicated through the account or contact information on file. Questions or formal notices may be submitted through the site’s contact form; designated legal and mailing contact details will be added before public launch.